Academic+Personal+Financial+Management

Block 2A - E200 Block 4B - E201 Email/Google Drive Account: darryl.mendonez@sbschools.org Resource Sites Cengage (to access the e-book) Student Email Google Drive




 * Daily Activities **

> Syllabus & Course Expectations > > *Reminder: Pre Assessment will be given next class ||  ||   || 2-20 || * Do Now: Get your textbook from the closet. Define the following terms in the “Do Now” section of your binder:Aptitude, job shadowing, headhunter, temporary agency, work history 2-24 || * Do Now: Study for quiz 2-26 || * Do Now: Get your textbook from the closet. Define the following terms in the “Do Now” section of your notes: Gross pay, deduction, net pay, self-employment tax, incentive pay, flextime, compressed workweek, job rotation, job sharing, seniority 2-28 || * Do Now: Answer the following question in your Do Now Quarter 3 document - What is the difference between Earned and Unearned Income? What are examples of each?
 * ** QUARTER 1 ** ||  ||   ||   ||
 * **Date** || **Classwork/Procedures** || **Homework** || **Objectives** ||
 * 9-4-14 || * Introductions
 * Class Overview
 * Info & Interests
 * APFM Syllabus
 * Course Expectations ||  ||   ||
 * 9-8-14 || * Do Now: Introduce & Assign Chromebooks
 * Explore Class Wiki and School Email
 * Go over PFM Syllabus & Course Expectations
 * Explore Insight and Google Drive
 * Create classroom folder
 * Ice Breaker – 20 Questions Character Game
 * Closure: What are some new things you learned today about Google Drive?
 * || * Do Now: Go over the following documents
 * APFM Syllabus
 * Course Expectations
 * Pre-Assessment Exam
 * Handout E-Book Registration Information
 * Chapter 1 - Choosing your Career
 * Closure: Does starting your own business seem like something you would ever want to do? What are the pros and cons of starting your own business? || * Register your E-Book
 * Read chapters 1 and 2 ||  ||
 * 2-19
 * Chapter 2 - Planning Your Career
 * Read: 'Don't Rely On Luck At Work: Define Your Career Goals And Aspirations'
 * New Assignment
 * Activity: Career Goal Worksheet
 * Share Career Goals with class
 * Closure: “Check Your Understanding” (p. 33)
 * If your job does not help you achieve your personal goals, what will likely happen?
 * Describe your interests – what do you like to do with your free time?
 * Why is it important for you to have a career plan of action? || * Study for Chapters 1 and 2 Quiz and
 * Read and Take Notes on Chapter 5 || List reasons why people work. Discuss factors that affect career choices. Identify and describe good career planning techniques. ||
 * 2-21
 * ** Chapters 1 and 2 Quiz **
 * Introduce and Begin work on **APFM Project - Unit 1**
 * Set up Google Drive Folder
 * Begin working on Unit 1 Section
 * Unit 1 Section is due on 2-27 for A-day class and 2-28 for B-day class
 * ** Note: Federal Tax withholding Calculation link has been updated to include higher salaries **
 * Closure: “Check Your Understanding” (p. 102)
 * What responsibilities do you have to your employer? What responsibilities do you have to your coworkers
 * What kinds of things do you expect from an employer in exchange for your time and hard work? || Read and Take Notes on Chapter 6 || Discuss the purpose of various work-related forms. Explain the provisions of major employment laws. ||
 * 2-25
 * Chapter 5 - Work Laws and Responsibilities
 * Chapter 6 - Pay, Benefits, and Working Conditions
 * Activity: Calculating Gross Pay
 * Closure:
 * Explain what is meant by an altered work week
 * Do you know anyone who works an altered work week? || * Read and Take Notes on Chapter 7 and copy chart on p. 142 related to income types in your notebook. Explain the difference between earned and unearned income.
 * **APFM Project - Unit 1 Due**
 * **Note: Federal Tax withholding Calculation link has been updated to include higher salaries** || Compute payroll deductions and net pay. Identify optional and required employee benefits. ||
 * 2-27
 * Finish Chapter 6 - Pay, Benefits, and Working Conditions
 * Example of Labor Union Situation - NFL Replacement Referees Effect Outcome of Nationally Televised Game
 * Discuss: Chapter 7 - Federal Income Tax
 * Activity: Fill out Form 1040EZ
 * Unit 1 Test Review
 * Closure:
 * What is included in gross pay? List optional and required deductions from gross pay.
 * What are some employee benefits and incentives provided at many workplaces? || **Study Chapters 1, 2, 5 - 7 for Unit 1 Test**


 * Block 2A: Read and take notes on Chapters 20 and 8 by 3/10**

3-4 || * 2A: HSPA Testing >> 3-6 || * **2A: HSPA TESTING** >> Designed by Apple 3-10 || * **2A: Unit 1 Test** 3-12 || * Do Now: 3-14 || * Do Now: Study for Chapter 20 and 8 Quiz 3-18 || * Do Now: A checking account offers you convenience for bill paying. Many people choose to use cash only. Which view point do you agree with? Why? 3-20 || * Do Now: Answer the following: Have you ever saved money? Do you still have the money you saved? Were you saving for something specific or just to meet needs as they arise? 3-24 || * Do Now: Study Chapters 8, 9, 10, and 20 for Unit 2 Test 3-26 || * Do Now: Least Expensive Payment Method 3-28 || * Do Now: Credit can be very beneficial or it can lead to financial ruin. Describe the advantages > of credit in terms of purchasing power. Describe > how credit can become a trap and lead to overspending and other problems. > yourself, you would have to decide whether > or not to accept credit cards from customers.Explain the points in favor of both positions. || Read and take notes on Chapter 17 || List and describe the types of credit available to consumers. Describe and compare sources of credit. || 4-1 || * Do Now: As a teenager, you would like to get started in establishing a good credit history. Based on your personal situation and the businesses and banks in your area, prepare a plan that you might follow in getting started using credit. 4-3 || * Do Now: Study Chapters 16 & 17 for Quiz 4-7 || * Do Now: What are some things you should find out when you sign up for a credit card? 4-9 || * Do Now: What is meant by Credit Management? 4-11 4-22 || * Do Now: Create a new document titled, ‘Quarter 4 Do Now’s and answer the following: Why should you consider investing in the stock market? List pros/cons. 4-24 || * Do Now: When a company goes public and gets investors what does the owner or owners of the company have to give up? What does the stock of a corporation represent to the stockholders? 4-28 || * Do Now: Study Chapters 11 & 12 for Quiz Discuss the features, types, and earnings on corporate bonds. Describe the different types of government bonds. || 4-30 || * Do Now: Your friend Jason has just inherited $10,000. He considers the stock market too risky. He wants to preserve the safety of the principal he invests. Explain to him why buying a bond would be a safer investment than buying a stock. 5-2 || * Do Now: What are the advantages of a mutual funds? Describe retirement needs for most individuals and families. Discuss estate planning documents and methods to minimize taxes on estates. || 5-6 || * Do Now: 5-8 || * Do Now: Study Chapters 11 - 15 for Unit 4 Test 5-12 || * Do Now: Risk Management Discussion 5-14 || * Do Now: Insurance Company Discussion 5-16 || * Do Now: Study for Quiz 5-20 || * Do Now: Answer the following questions in your notebook: 5-22 || * Do Now: Study for Unit 5 Test 5-27 || * Do Now: Go over Confessions of a Shopaholic worksheet 5-29 || * Do Now: Working with a neighbor, create a list of Pros and Cons for both buying a home and renting a home. 6-2 || * Do Now: Explain how your equity increases in two directions the longer you own a home. Read and take notes on Chapter 23 ||  || 6-4 || * Do Now: Study Chapters 21 & 22 for Unit 6 Quiz 6-6 || * Do Now: Read Buyer Beware: Major Stores May Mislead With 'Sales' 6-10 || * Do Now: Break up into your groups and prepare for your Chapter 28 presentation. 6-12 || * Do Now: Student Survey 6-16 || * Classwork: Chapter 28 Worksheet __**New Jersey Core Curriculum Content Standards**__ (covered daily) 6.3 (Social Studies; Active Citizenship in the 21st needed to be active, informed citizens who value diversity and promote cultural understanding by working collaboratively to address the challenges that are inherent in living in an interconnected world. • 8.1 (Technology, Educational Technology): All students will use digital tools to access, manage, evaluate, and synthesize information in order to solve problems individually and collaboratively and to create and communicate knowledge. • 9.1 (21st-Century Life and Careers, 21st-Century Life & Career Skills): All students will demonstrate the creative, critical thinking, collaboration, and problem-solving skills needed to function successfully as both global citizens and workers in diverse ethnic and organizational cultures. • 9.2 (21st-Century life and Careers, Personal Financial Literacy) All students will develop skills and strategies that promote personal and financial responsibility related to financial planning, savings, investment, and charitable giving in the global economy. • 9.3 (21st-Century Life and Careers, Career Awareness, Exploration & Preparation): All students will apply knowledge about and engage in the process of career awareness, exploration, and preparation in order to navigate the globally competitive work environment of the information age.
 * Good luck on HSPA exam** || Explain the purpose of taxes and describe the different types of taxes. Describe the U.S. tax system and explain how it works. ||
 * 3-3
 * Do Now: Study for Unit 1 Test
 * ** Unit 1 Test **
 * Begin Chapter 20 - Personal Decision Making
 * Activity: Practice Interview Questions
 * With a partner, practice your answers to the interview questions. Be prepared to answer for the class!
 * Closure: Q & A - Interview Questions
 * Students will provide their answers to various interview questions. || * Read and take notes on Chapter 20
 * Begin work on Unit 2 Project ||  ||
 * 3-5
 * Do Now: What is the difference between a want and a need? What are some examples of wants and needs?
 * Do you think wants and needs are different for different people?
 * Chapter 20 - Personal Decision Making
 * Watch and Discuss: Example of Company Advertising -
 * Activity: Think of a “major” purchase you or your family has made.
 * Explain the purchase using the six steps of the Decision Making Process (on lined paper - to be turned in).
 * Prepare to share with the class.
 * Closure:
 * How do social pressures affect your buying habits?
 * Why do companies use micromarketing? || * Read and take notes on Chapter 8
 * Ask your parent or an adult you trust how they how they keep track of their income and spending. Use the information from your interviews and what you learned in class to create a list of budgeting tips. || Apply the decision-making process to solve consumer problems. Explain economic needs and wants that influence consumer decision making. ||
 * 3-7
 * Do Now: What is a budget? Do you feel budgets are necessary to reach your financial goals? Why or why not.
 * Chapter 8 - Budgets and Financial Records
 * Prepare posters or presentation slides
 * Present Chapter 8 Topics
 * 4B: Post your Presentation Links Here
 * Activity: Prepare a Simple Budget
 * Closure: What is the first step in budgeting? How are fixed expenses different from variable expenses? Why would you prepare a net worth statement? || * Ask your parent or an adult you trust how they how they keep track of their income and spending. Use the information from your interviews and what you learned in class to create a list of budgeting tips. || Explain the purpose of financial planning and prepare a personal budget. Explain the need for and create a net worth statement and a personal property inventory. ||
 * 3-11
 * 4B:
 * Get into your groups and p
 * repare to present your Chapter 8 Slides
 * 2A:
 * In your opinion, why might it be important to keep good financial records?
 * Have you ever had a time when you wished you had a better record of something, such as a purchase or an assignment you completed?
 * Finish Chapter 8 - Budgets and Financial Records
 * Presentations
 * Discuss homework.
 * Review and discuss what students discovered in their interviews.
 * Share budgeting tips.
 * Work on Unit 2 Project
 * Closure: Prepare a net worth statement or a personal property inventory (pg. 182 #'s 3 or 4) || * Study for Chapter 20 and 8 quiz.
 * Read and take notes on Chapter 9.1 || List the elements of a legally binding agreement. Design an effective filing system for your personal records. ||
 * 3-13
 * ** Chapter 20 and 8 Quiz **
 * Chapter 9 - Checking Account Basics
 * Workbook Activity: 9.2 - 9.4 Checks & Registers
 * Closure: What is an overdraft? Why is it important to avoid it? How can keeping a checkbook register up to date help? Name five types of checking accounts available at many banks. || Read and take notes on Chapter 9.2 || Describe the purpose of a checking account and the forms associated with it. Explain how to use a checking account. Discuss the types of checking accounts. ||
 * 3-17
 * Continue Chapter 9 - Checking Account Basics, Banking Services, and Fees
 * Watch:
 * Bank of America Tests New Bank Fees
 * More Fees are Coming
 * Closing Internet Activity:
 * Choose two different banking institutions
 * List services that are provided at each of these banks.
 * List bank fees charged to customers for services provided.
 * List benefits and incentives given to customers || Read and take notes on Chapter 10. || Describe banking services available at most financial institutions. List and explain fees charged by financial institutions for their services. ||
 * 3-19
 * Go through and take notes on Chapter 10 - Saving for the Future
 * Work on Chapter 10 Worksheet and hand in at the end of class
 * Study Chapters 20, 8, 9, & 10 for Unit 2 Test
 * Unit 2 Study Guide
 * Closure: Why is it important to start saving early to meet your short-term and long-term needs? Explain the concept of compounding and how your money grows. List the financial institutions where you can have a savings account. || Study Chapters 20, 8, 9, & 10 for Unit 2 Test || Describe different purposes of saving. Explain how money grows through compounding. List and describe the financial institutions where you can save. ||
 * 3-21
 * ** Unit 2 Test **
 * Closure: Watch and discuss Wealth Inequality in America || Read and take notes on Chapter 16.1 ||  ||
 * 3-25
 * In the early part of our nation’s history, we had no credit. People used coins or paper money to make purchases. Today, we are moving toward a paperless and cashless society. As technology progresses do you think we could ever completely abandon cash and paper checks?
 * Chapter 16.1 - Credit: What and Why
 * Activity: Credit Card Scenarios
 * Closure: Why is it important to make credit card payments on or before the due date? || Read and take notes on Chapter 16.2 || Discuss the history of credit and the role of credit today. Explain the advantages and disadvantages of using credit. ||
 * 3-27
 * Chapter 16.2 - Types and Sources of Credit
 * Watch and Disucss: Credit and Debit - Two Very Different Cards
 * Introduce and work on Unit 3 Project
 * Closure: If you were going into business for
 * 3-31
 * Chapter 17 - Credit Records and Laws
 * Watch and Discuss: Building Credit and Keeping Yours Healthy
 * Workbook Activity: Vocabulary & Credit Laws
 * Internet Activity: Credit Scavenger Hunt
 * Closure:
 * What are some things you can do to maintain a good credit rating?
 * Why might a credit report be requested by individuals and businesses?
 * What should you do if you believe there is an error on your credit card statement? || * ** Study for Chapters 16 & 17 Quiz **
 * Read and take notes on Chapter 18.1 || Discuss the purpose of credit records. Describe the concept of creditworthiness. Explain how to get started using credit. ||
 * 4-2
 * ** Unit 3 Quiz **
 * Chapter 18.1 - Using Credit Wisely
 * Activity: Create Chapter 18 Posters/Slideshows
 * Paste the link to your slide show into the Chapter 18 Slides document
 * Closing Activity:
 * Do you think it should be easy for students to get credit cards?
 * What qualifications should students fulfill to qualify?
 * Do you think it’s a good idea to use debit/credit cards as identification cards? Why or why not? || Read and take notes on Chapter 18.2 || Describe the responsibilities of consumer credit. Discuss how to protect your credit from fraud. Explain how you can reduce or avoid credit costs. ||
 * 4-4
 * Chapter 18 - Responsibilities and Costs of Credit
 * Presentations: Chapter 18 Slides document
 * Vocabulary and Review Questions
 * Watch and Discuss: Electronic Pick Pocketing
 * Closure: Read and Discuss: 20 Sneaky Credit Card Tricks || * **Unit 3 Project Due Next Class**
 * Read and take notes on Chapter 19 || Explain why credit costs vary. Compute and explain simple interest and APR. Compare methods of computing finance charges on revolving credit. ||
 * 4-8
 * Chapter 19 - Problems with Credit
 * Watch and Discuss: Steps to Help You Get Out of Debt
 * Closing Activity: Unit 3 Test Review
 * Unit 3 Study Guide
 * Unit 3 Review Questions || * ** Study for Unit 3 Test **
 * Unit 3 Study Guide || Discuss good credit management rules and warning signs that you are overextended. List sources of credit advice. Explain how to avoid credit scams. ||
 * 4-10
 * End of Q3 ** || * Do Now: Study for Unit 3 Test
 * ** Unit 3 Test **
 * Closing Activity: Watch and Discuss Tips for Saving for a Large Purchase || Read and take notes on Chapter 11 ||  ||
 * ~ **QUARTER 2** ||~  ||~   ||~   ||
 * 4-21
 * Chapter 11 - Investing for the Future
 * Short Story: The Bohemian Millionaire
 * Watch and Discuss: Emergency Fund (Suze Orman Show)
 * Closure: Discuss and answer The Bohemian Millionaire questions. || Read and take notes on Chapter 12 || Explain why you should consider investing. Discuss the stages of investing. Explain the concept of risk. Describe investment strategies and options. ||
 * 4-23
 * Chapter 12 - Investing in Stocks
 * Short Story: How and Why Stocks Rise Starring Willy Wonka and Montgomery Burns
 * Closure: Discuss and answer the short story questions || * Read and take notes on Chapter 13.1
 * Study for Chapter 11 and 12 Quiz || Describe features of stock and types of stocks. Explain how to value a stock and decide a fair price to pay for a stock purchase. ||
 * 4-25
 * ** Unit 4 Quiz **
 * Read: Apple's 7 for 1 Stock Split - What You Need to Know!
 * Chapter 13 - Investing in Bonds
 * Watch and discuss Introduction to Bond Investing
 * Closing Activity: Introduce and work on Unit 4 Project || Read and take notes on Chapter 13.2 || Describe the process of buying and selling stocks. Describe short- and long-term investment strategies when buying and selling stocks. Explain how to read the stock listings and stock indexes.
 * 4-29
 * Chapter 13 - Buying and Selling Bonds
 * Continue work on Unit 4 Project
 * Closure: How can shows like this benefit viewers? || Read and take notes on Chapter 14 and 15 || Explain how to buy and sell bonds, considering both risk and return. Explain how to read the bond listings of financial pages. ||
 * 5-1
 * Activity: Research and Present Chapter 14 - Investing in Mutual Funds, Real Estate, and Other Choices
 * Chapter 14 Presentations
 * Save your presentation files here: Chapter 14 Presentation Files by 4B Class
 * Closure: Watch and Discuss Intro to Mutual Funds || * ** Study for Unit 4 Test **
 * **Unit 4 Project** due next class || Discuss mutual funds as an investment strategy. Explain how to buy and sell mutual funds.
 * 5-5
 * Why is it important to start saving for retirement early?
 * Why do you think so many parents sell their house once their children move out?
 * Chapter 15 - Retirement and Estate Planning
 * Watch and Discuss: Suze Orman's Retirement Roadmap
 * Discussion:
 * How is a traditional IRA different from a Roth IRA or an education IRA?
 * How is a 401(k) different from a 403(b)?
 * Closure: Unit 4 Test Review || Study Chapters 11 - 15 for Unit 4 Test ||  ||
 * 5-7
 * ** Unit 4 Test **
 * Watch and Discuss: Laugh and Learn About Personal Finance
 * Closure: Introduce **Unit 5 Project** || Read and take notes on Chapter 25 ||  ||
 * 5-9
 * Chapter 25: Introduction to Risk Management
 * Read: Man Dies After Parachute Fails During Sky Diving Jump
 * Discussion: Chances of Dying in a Skydiving Accident vs. Getting Struck by Lightning vs. Winning the Lottery
 * Closure: Student Activity Guide - Chapter 25 Vocabulary & Review Questions || Read and take notes on Chapter 26 || Explain risk and the different types of risk. Explain the concept of insurance and how risks are spread. ||
 * 5-13
 * Chapter 26.1 - Property Insurance
 * Review Questions
 * Watch and Discuss: The Luckiest Unlucky Man to Ever Live
 * Closing Activity: Work on Unit 5 Project || * Study for Chapter 25 and 26.1 Quiz
 * Extra Credit:
 * Assume you work for an insurance company and have been asked to create a sales brochure that explains the need for homeowner’s/renter’s insurance and describes the different types of coverage.
 * Prepare text that could be used for this ad piece.
 * Put the text together with photos or other types of images, including a company logo, to create an actual brochure.
 * Due next class || Explain the purpose and provisions of renter’s insurance. Describe the need for and coverage provided by homeowner’s insurance. ||
 * 5-15
 * ** Chapter 25 and 26.1 Quiz **
 * Continue Chapter 26 - Liability Insurance
 * Closing Activity: Ethical Situations || * Read and take notes on Chapter 27 || Discuss common types of automobile insurance coverage. Explain the concept of umbrella liability insurance. ||
 * 5-19
 * What are some reasons why people use health insurance?
 * Describe a time when you, someone in your family, or a friend had to use health insurance.
 * Discussion: Health Insurance
 * Chapter 27 - Health and Life Insurance
 * Unit 5 Review Questions
 * Closing Activity: Define the terms listed in the Unit 5 Test Review || * Study for Unit 5 Test
 * Unit 5 Project is due Wednesday 5/21 (extended due date) || Describe group and individual health insurance choices. Discuss common types of health insurance coverage. Discuss common types of health insurance plans. Explain Medicare and Medicaid coverage. ||
 * 5-21
 * ** Unit 5 Test **
 * Confessions of a Shopaholic
 * Go over worksheet
 * Watch movie
 * Closure: Review questions from worksheet that can be answered so far. ||  ||   ||
 * 5-23
 * Confessions of a Shopaholic
 * Go over worksheet
 * Watch movie
 * Closure: Review questions from worksheet that can be answered so far. || Read and take notes on Chapter 21 ||  ||
 * 5-28
 * Finish Confessions of a Shopaholic
 * Complete worksheet
 * Chapter 21 - Renting a Residence
 * Closure: Introduce and work on Unit 6 Project
 * Project due:
 * 6/5 for B-day class
 * 6/6 for A-day class || Read and take notes on Chapter 22 || List and describe several rental housing alternatives. Discuss potential living arrangements. Explain how to plan a successful move into a rental property. ||
 * 5-30
 * Finish Chapter 21 - Renting a Residence
 * Chapter 22 - Buying a Home
 * Closing Activity: Work on Unit 6 Project || Study Chapters 21 & 22 for Unit 6 Quiz
 * 6-3
 * Finish Chapter 22 - Buying a Home
 * ** Unit 6 Quiz **
 * Unit 6 Project
 * Video: Watch Freakonomics Asks Does Your Real Estate Agent Have Your Best Interest in Mind?
 * Chapter 23 - Buying and Owning a Vehicle
 * Short Story: One of the Savviest Guys I Know -and His Views on Buying Cars || * Read and take notes on Chapter 28
 * Unit 6 Project due by next class || List and explain the steps of the car-buying process. Explain vehicle financing choices, including leasing. Discuss consumer protection laws for new- and used-car buyers. ||
 * 6-5
 * Do you agree with the law in California regarding sale prices?
 * Do you think this should be a nation-wide law, or remain state level?
 * Introduce Final Project: Budgeting
 * Finish: Chapter 23 - Buying and Owning a Vehicle
 * Short Story: One of the Savviest Guys I Know
 * Chapter 28 - Roles of Consumers in a Market Economy
 * Activity: Create Chapter 28 Posters/Slideshows
 * Paste the link to your slide show into the Chapter 28 Slides document
 * Closure: Present Posters or Slideshows || * Read and take notes on Chapter 29
 * Final Project: Budgeting ** due: **
 * **6/13 for B-day class**
 * **6/16 for A-day class** || Describe and compare the three major types of economic systems. Discuss basic characteristics and parts of a market economy. Describe the role of money in a market economy. ||
 * 6-9
 * Go over Unit 6 Quiz
 * Chapter 28 Presentations
 * Chapter 29 - Consumer Protection
 * Activity: Create Posters/Powerpoint Slides and Presen
 * Paste the link to your slide show into the Chapter 29 Slides document
 * Closure: Begin Chapter 29 Presentations || Final Project: Budgeting** due: **
 * ** 6/13 for B-day class **
 * ** 6/16 for A-day class ** || Describe your rights as set forth in the Consumer Bill of Rights. Describe the protections provided by major federal consumer protection laws. ||
 * 6-11
 * Finish Chapter 29 Presentations
 * Chapter 29 Slides document
 * Tips for Your Financial Life
 * APFM Final Exam Study Guide
 * Closure: Which consumer protection law has the most significance to you? Describe how they and other consumers have benefited from the law.   || Final Project: Budgeting **due:**
 * **6/13 for B-day class**
 * **6/16 for A-day class** ||  ||
 * 6-13
 * Closure: Begin APFM Final Exam Study Guide || **Study for Final Exam** ||  ||
 * 6-17 || * Classwork: Chapter 29 Worksheet
 * Closure: Continue APFM Final Exam Study Guide || **Study for Final Exam** ||  ||
 * 6-18 - 6-23 || * ** Final Exam Week ** || **Study for Final Exam** || Enjoy the Summer! =) ||

__**Formative Assessments**__ • Do Now / Closures • Application Exercises and Class work produced individually and in groups • Internet Research Activities • Observation / verbal check-for-understanding • Presentations • Chapter Quizzes • Case studies • Homework

This class follows the South Brunswick School District Acceptable Use of Technology Agreement